Unitedhealthcare Medicare Advantage Copays



Providers, members are responsible for any copay, coinsurance or deductible, according to their benefit plan. Most UnitedHealthcare Medicare Advantage plans have $0 copays for covered telehealth services. If you enroll in a UnitedHealthcare Medicare Advantage plan, you can receive a wide range of preventive services for a $0 copay when you visit your primary care provider. Some of these covered preventive services include: Alcohol misuse screening and counseling Bone mass measurement (for those at.

Unitedhealthcare Medicare Advantage Copays

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UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) H6528-006 is a 2021 Medicare Advantage Plan or Medicare Part-C plan by UnitedHealthcare available to residents in Georgia. This plan includes additional Medicare prescription drug (Part-D) coverage. The UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) has a monthly premium of $0 and has an in-network Maximum Out-of-Pocket limit of $6,700 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $6,700 out of pocket. This can be a extremely nice safety net.

UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) is a Local PPO. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of 'preferred' providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.

UnitedHealthcare works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from UnitedHealthcare and not Original Medicare. With Medicare Advantage Plans you are always covered for urgently needed and emergency care. Plus you receive all of the benefits of Original Medicare from UnitedHealthcare except hospice care. Original Medicare still provides you with hospice care even if you sign up for a Medicare Advantage Plan.



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2021 UnitedHealthcare Medicare Advantage Plan Costs

Name:
UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO)
Plan ID:
Provider:UnitedHealthcare
Year:2021
Type: Local PPO
Monthly Premium C+D: $0
Part C Premium: $0
MOOP: $6,700
Part D (Drug) Premium: $0
Part D Supplemental Premium $0
Total Part D Premium: $0
Drug Deductible: $275.0
Tiers with No Deductible:1
Gap Coverage:No
Benchmark:not below the regional benchmark
Type of Medicare Health:Enhanced Alternative
Drug Benefit Type:Enhanced
Similar Plan:H6528-031

UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) Part-C Premium

UnitedHealthcare plan charges a $0 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.


H6528-006 Part-D Deductible and Premium

UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) has a monthly drug premium of $0 and a $275.0 drug deductible. This UnitedHealthcare plan offers a $0 Part D Basic Premium that is not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0 this Premium covers any enhanced plan benefits offered by UnitedHealthcare above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $0 . The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lower due to negative basic or supplemental premiums.


UnitedHealthcare Gap Coverage

In 2021 once you and your plan provider have spent $4130 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA 'donut hole') You will be required to pay 25% for prescription drugs unless your plan offers additional coverage. This UnitedHealthcare plan does not offer additional coverage through the gap.


H6528-006 Formulary or Drug Coverage

UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) formulary is divided into tiers or levels of coverage based on usage and according to the medication costs. Each tier will have a defined copay that you must pay to receive the drug. Drugs in lower tiers will usually cost less than those in higher tiers.By reviewing different Medicare Drug formularies, you can pick a Medicare Advantage plan that covers your medications. Additionally, you can choose a plan that has your drugs listed at a lower price.



2021 UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) Summary of Benefits



Additional Benefits


No


Comprehensive Dental


Diagnostic services0-50% coinsurance (Out-of-Network)
Diagnostic services$0 copay
Endodontics0-50% coinsurance (Out-of-Network)
Endodontics$0 copay
Extractions50% coinsurance
Extractions0-50% coinsurance (Out-of-Network)
Non-routine services0-50% coinsurance (Out-of-Network)
Non-routine services50% coinsurance
Periodontics0-50% coinsurance (Out-of-Network)
Periodontics50% coinsurance
Prosthodontics, other oral/maxillofacial surgery, other services0-50% coinsurance
Prosthodontics, other oral/maxillofacial surgery, other services0-50% coinsurance (Out-of-Network)
Restorative services0-50% coinsurance
Restorative services0-50% coinsurance (Out-of-Network)


Deductible


$0


Diagnostic Tests and Procedures


Diagnostic radiology services (e.g., MRI)$0-110 copay
Diagnostic radiology services (e.g., MRI)$150-200 copay (Out-of-Network)
Diagnostic tests and procedures$20 copay
Diagnostic tests and procedures$40 copay (Out-of-Network)
Lab services$0 copay (Out-of-Network)
Lab services$0 copay
Outpatient x-rays$20 copay (Out-of-Network)
Outpatient x-rays$15 copay


Doctor Visits


Primary$10 copay per visit
Primary$30-60 copay per visit (Out-of-Network)
Specialist$60 copay per visit (Out-of-Network)
Specialist$40 copay per visit


Emergency care/Urgent Care


Emergency$90 copay per visit (always covered)
Urgent care$30-40 copay per visit (always covered)


Foot Care (podiatry services)


Foot exams and treatment$40 copay
Foot exams and treatment$60 copay (Out-of-Network)
Routine foot care$40 copay
Routine foot care$60 copay (Out-of-Network)


Ground Ambulance


$250 copay (Out-of-Network)
$250 copay


Hearing


Fitting/evaluationNot covered
Hearing aids$375-2,075 copay
Hearing aids$375 copay (Out-of-Network)
Hearing exam$0 copay
Hearing exam$60 copay (Out-of-Network)


Inpatient Hospital Coverage


$295 per day for days 1 through 7
$0 per day for days 8 through 90
$0 per day for days 91 and beyond
$495 per day for days 1 through 10
$0 per day for days 11 and beyond (Out-of-Network)


Medical Equipment/Supplies


Diabetes supplies$0 copay per item
Diabetes supplies40% coinsurance per item (Out-of-Network)
Durable medical equipment (e.g., wheelchairs, oxygen)20-50% coinsurance per item (Out-of-Network)
Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs)40% coinsurance per item (Out-of-Network)


Medicare Part B Drugs


Chemotherapy40% coinsurance (Out-of-Network)
Chemotherapy20% coinsurance
Other Part B drugs40% coinsurance (Out-of-Network)
Other Part B drugs20% coinsurance


Mental Health Services


Inpatient hospital - psychiatric$495 per day for days 1 through 10
$0 per day for days 11 through 90 (Out-of-Network)
Inpatient hospital - psychiatric$295 per day for days 1 through 5
$0 per day for days 6 through 90
Outpatient group therapy visit$30-40 copay (Out-of-Network)
Outpatient group therapy visit$15 copay
Outpatient group therapy visit with a psychiatrist$15 copay
Outpatient group therapy visit with a psychiatrist$30-40 copay (Out-of-Network)
Outpatient individual therapy visit$25 copay
Outpatient individual therapy visit$30-40 copay (Out-of-Network)
Outpatient individual therapy visit with a psychiatrist$30-40 copay (Out-of-Network)
Outpatient individual therapy visit with a psychiatrist$25 copay


MOOP


$10,000 In and Out-of-network
$6,700 In-network


Option


No


Optional supplemental benefits


No


Outpatient Hospital Coverage


$0-295 copay per visit
$495 copay per visit (Out-of-Network)


Preventive Care


$0 copay (Out-of-Network)
$0 copay


Preventive Dental


Cleaning$0 copay
Cleaning$0 copay (Out-of-Network)
Dental x-ray(s)$0 copay
Dental x-ray(s)$0 copay (Out-of-Network)
Fluoride treatment$0 copay (Out-of-Network)
Fluoride treatment$0 copay
Oral exam$0 copay
Oral exam$0 copay (Out-of-Network)


Rehabilitation Services


Occupational therapy visit$60 copay (Out-of-Network)
Occupational therapy visit$40 copay
Physical therapy and speech and language therapy visit$60 copay (Out-of-Network)
Physical therapy and speech and language therapy visit$40 copay


Skilled Nursing Facility


$225 per day for days 1 through 45
$0 per day for days 46 through 100 (Out-of-Network)
$0 per day for days 1 through 20
$184 per day for days 21 through 57
$0 per day for days 58 through 100


Transportation


Not covered


Vision


Contact lenses$0 copay (Out-of-Network)
Contact lenses$0 copay
Eyeglass framesNot covered
Eyeglass lensesNot covered
Eyeglasses (frames and lenses)$0 copay
Eyeglasses (frames and lenses)$0 copay (Out-of-Network)
OtherNot covered
Routine eye exam$0 copay
Routine eye exam$60 copay (Out-of-Network)
UpgradesNot covered


Wellness Programs (e.g. fitness nursing hotline)


Covered

Reviews for UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) H6528


2019 Overall Rating
Part C Summary Rating
Part D Summary Rating
Staying Healthy: Screenings, Tests, Vaccines
Managing Chronic (Long Term) Conditions
Member Experience with Health Plan
Complaints and Changes in Plans Performance
Health Plan Customer Service
Drug Plan Customer Service
Complaints and Changes in the Drug Plan
Member Experience with the Drug Plan
Drug Safety and Accuracy of Drug Pricing

Staying Healthy, Screening, Testing, & Vaccines

Total Preventative Rating
Breast Cancer Screening
Colorectal Cancer Screening
Annual Flu Vaccine
Improving Physical
Improving Mental Health
Monitoring Physical Activity
Adult BMI Assessment

Managing Chronic And Long Term Care for Older Adults

Total Rating
SNP Care Management
Medication Review
Functional Status Assessment
Pain Screening
Osteoporosis Management
Diabetes Care - Eye Exam
Diabetes Care - Kidney Disease
Diabetes Care - Blood Sugar
Rheumatoid Arthritis
Reducing Risk of Falling
Improving Bladder Control
Medication Reconciliation
Statin Therapy

Member Experience with Health Plan

Total Experience Rating
Getting Needed Care
Customer Service
Health Care Quality
Rating of Health Plan
Care Coordination

Member Complaints and Changes in UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) Plans Performance

Total Rating
Complaints about Health Plan
Members Leaving the Plan
Health Plan Quality Improvement
Timely Decisions About Appeals

Health Plan Customer Service Rating for UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO)

Total Customer Service Rating
Reviewing Appeals Decisions
Call Center, TTY, Foreign Language

UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) Drug Plan Customer Service Ratings

Total Rating
Call Center, TTY, Foreign Language
Appeals Auto
Appeals Upheld

Ratings For Member Complaints and Changes in the Drug Plans Performance

Total Rating
Complaints about the Drug Plan
Members Choosing to Leave the Plan
Drug Plan Quality Improvement

Member Experience with the Drug Plan

Total Rating
Rating of Drug Plan
Getting Needed Prescription Drugs

Drug Safety and Accuracy of Drug Pricing

Total Rating
MPF Price Accuracy
Drug Adherence for Diabetes Medications
Drug Adherence for Hypertension (RAS antagonists)
Drug Adherence for Cholesterol (Statins)
MTM Program Completion Rate for CMR
Statin with Diabetes


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Or Call
1-855-778-4180
Mon-Sat 8am-11pm EST
Sun 9am-6pm EST



Coverage Area for UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO)

Unitedhealthcare Medicare Advantage Plans

(Click county to compare all available Advantage plans)

State: Georgia
County:Baldwin,Banks,Barrow,Ben Hill,Bibb,
Bryan,Bulloch,Chatham,Cherokee,
Clarke,Clayton,Columbia,Coweta,
Crawford,Crisp,Dawson,Dodge,
Dooly,Douglas,Effingham,Emanuel,
Evans,Fayette,Forsyth,Gwinnett,
Habersham,Hall,Harris,Henry,
Houston,Irwin,Jackson,Johnson,
Laurens,Lumpkin,Macon,Montgomery,
Muscogee,Newton,Oconee,Paulding,
Peach,Pulaski,Richmond,Rockdale,
Spalding,Stephens,Taylor,Telfair,
Tift,Toombs,Towns,Treutlen,
Turner,Twiggs,Union,Upson,
Walton,White,Wilcox,Wilkinson,

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Source: CMS.
Data as of September 9, 2020.
Notes: Data are subject to change as contracts are finalized. For 2021, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part D benefit.Includes 2021 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.

At a glance

  • $0 premium plans available in some areas
  • Many plans offer prescription drug coverage and vision and dental benefits
  • 4.9 million people are enrolled in a UnitedHealthcare Medicare Advantage Plan1

UnitedHealthcare offers Medicare Advantage plans that combine the benefits offered by Medicare Part A and Part B (also called Original Medicare) into one simple plan.

Many Medicare Advantage plans (also called Medicare Part C) offer additional benefits that Medicare Part A and Part B don’t cover.

These additional benefits can include:

  • Coverage for prescription drugs
  • Vision care
  • Hearing care
  • Fitness and wellness programs

According to the Kaiser Family Foundation, 25 percent of all Medicare Advantage plan beneficiaries in 2018 were members of a Medicare Advantage plan from UnitedHealthcare.2

What Do UnitedHealthcare Medicare Advantage Plans Cover?

Not all UnitedHealthcare Medicare Advantage plans are available in all locations, and plan programs and service availability can vary by plan and service area.

If you enroll in a UnitedHealthcare Medicare Advantage plan, you can receive a wide range of preventive services for a $0 copay when you visit your primary care provider.

Some of these covered preventive services include:

  • Alcohol misuse screening and counseling
  • Bone mass measurement (for those at high risk)
  • Mammograms
  • Cardiovascular screening
  • Hepatitis B immunization and Hepatitis C screening
  • Colorectal cancer screening
  • Diabetes screening
  • Pneumococcal shot
  • Prostate-specific antigen (POSA) test
  • Counseling to stop smoking
  • Flu shots

These are just a few of the preventive services covered by your UnitedHealthcare Medicare Advantage plan.

Depending on your plan and location, you may also have access to:

  • Disease management programs
  • Health management programs
  • Alternative care services
  • Fitness program
  • Seasonal flu shot information
  • NurseLinesm

UnitedHealthcare Offers Several Types of Medicare Advantage Plans

UnitedHealthcare offers several different types of Medicare Advantage plans. These plans include, but aren’t limited to:

  • MedicareComplete (HMO)
  • MedicareComplete Access (HMO)
  • MedicareComplete Choice (PPO)
  • MedicareComplete Focus (HMO)
  • MedicareComplete Focus (PPO)
  • MedicareComplete SecureHorizons (HMO)
  • MedicareComplete Value (HMO)
  • MedicareComplete Plus Plan 1 (HMO-POS)
  • MedicareComplete Plus Plan 2 (HMO-POS)

Not all plans are available in all areas, and you can reach out to a licensed insurance agent to find out more about the plans available where you live by calling 1-855-580-18541-855-580-1854TTY Users: 71124 hours a day, 7 days a week.

Health Maintenance Organization (HMO)

A UnitedHealthcare Medicare HMO plan features a network of local health care providers who work to coordinate your care. You typically are required to get medical services from providers within your plan network, except for in cases of urgent care, emergency care or renal dialysis that is out of your plan network.

An HMO plan may also require you to get a referral before seeing a specialist, depending on your plan.

Point-of-Service (POS)

A UnitedHealthcare Medicare POS plan is similar to an HMO, but it offers you the flexibility to visit health care providers for certain services outside of the plan’s network. In most cases, your out-of-pocket costs for medical care will be higher if you see a provider outside of the plan network.

Unitedhealthcare Medicare Advantage Copays Providers

A POS plan may also require you to get a referral before seeing a specialist, depending on your plan.

Preferred Provider Organization (PPO)

With a UnitedHealthcare Medicare PPO plan, you can see providers in and out of your plan network for all services that are covered by the plan. If you see a provider outside of the plan network, your out-of-pocket costs will typically be higher.

A PPO plan does not require you to get a referral before seeing a specialist.

UnitedHealthcare Offers Several Types of Medicare Special Needs Plans

Medicare Special Needs Plans (SNP) are special Medicare Advantage plans that can offer some additional benefits to help support an eligible beneficiary’s specific health or budget needs.

With each type of Medicare SNP plan from UnitedHealthcare, you are generally required to receive care and medical services from providers in your plan network. Some plans allow you to receive out-of-network care, but it may come with higher out-of-pocket costs.

UnitedHealthcare offers several different types of Medicare SNP plans:

  • Dual Eligible Plans
  • Institutional Plans
  • Institutional-Equivalent Plans
  • Chronic Condition Plans

Not all plans are available in all areas.

Dual Eligible Plans

These plans are intended for people who get both Medicare and Medicaid.

Institutional Plans

These plans are intended for Medicare beneficiaries who live in skilled nursing facilities.

Institutional-Equivalent Plans

These plans are intended for Medicare beneficiaries who live in assisted living communities and who need the same types of care as people who live in skilled nursing facilities.

Chronic Condition Plans

These plans are intended for Medicare beneficiaries who have certain severe or disabling chronic conditions.

No Copay Medicare Advantage Plans

Enrolling in a UnitedHealthcare Medicare Advantage Plan

UnitedHealthcare Medicare Advantage plans can give you a way to receive all of your health care coverage under one comprehensive plan.

Learn more about UnitedHealthcare Medicare Advantage plan options and find plans that may be available in your area. Call 1-855-580-18541-855-580-1854TTY Users: 711 24 hours a day, 7 days a week to speak with a licensed insurance agent and to find a Medicare plan from UnitedHealthcare that may be right for you.

Is Unitedhealthcare Medicare Advantage

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