Sage X3 is an enterprise resource planning product developed by Sage Group aimed at established businesses. The product was formerly known as Sage ERP X3 and is available in many of the territories that Sage operate. Norton Safe Web helps protect users from visiting malware-infected sites and online scams while you search, shop, or browse online. We provide safety information for the pages you load by updating it with the latest threat intelligence from our servers.

1. May 29, 2019 OFX is an SGML-based file format standardized in 1997 by Intuit, Microsoft, and CheckFree. It replaced the Open Financial Connectivity format used by Microsoft Money and is now the standard container for financial information under the Open Financial Exchange Consortium.
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Mint, also known as Intuit Mint (styled in its logo as intuit mint with dotted 't' characters in 'intuit' and undotted 'i' characters) and formerly known as Mint.com, is a personal financial management website and mobile app for the US and Canada produced by Intuit, Inc. (which also produces TurboTax, QuickBooks, and Credit Karma).^[2]

Mint.com was originally created by Aaron Patzer and provided account aggregation through a deal with Yodlee, but switched to using Intuit's own system for connecting to accounts after it was purchased by Intuit in 2009.^[3] It was later renamed from 'Mint.com' to just 'Mint'. Mint's primary service allows users to track bank, credit card, investment, and loan balances and transactions through a single user interface, as well as create budgets and set financial goals.^[4][5]

As of 2010, Mint.com claimed to connect with more than 16,000 US and Canadian financial institutions, and to support more than 17 million individual financial accounts.^[6] As of November 2013, Mint.com claimed to have more than 10 million users.^[7] In 2016, Mint.com claimed to have over 20 million users.^[8]

Mint Bills, previously known as Check and Pageonce was a financial account management and bill payment service bought by Intuit in 2014 and integrated into Mint.com in March 2017. The Mint.com bill payment service was then discontinued on June 30, 2018.^[9]

Investment and finances[edit]

Mint raised over $31M in venture capital funding from DAG Ventures, Shasta Ventures, and First Round Capital,^[10][11] as well as from angel investors including Ram Shriram, an early investor in Google.^[12] The latest round of $14M was closed on August 4, 2009,^[13] and reported by CEO Aaron Patzer as preemptive.^[14] TechCrunch later pegged the valuation of Mint at $140M.^[15]

In February 2008, revenue was generated through lead generation, earned via earning referral fees from recommendations of highly personalized, targeted financial products to its users.^[16]

Sale[edit]

On September 13, 2009, TechCrunch reported Intuit would acquire Mint for $170 million.^[17] An official announcement was made the following day.

On November 2, 2009, Intuit announced their acquisition of Mint.com was complete. The former CEO of Mint.com, Aaron Patzer, was named vice president and general manager of Intuit’s personal finance group, responsible for Mint.com and all Quicken online, desktop, and mobile offerings.^[5] Patzer further added the features of the online product Mint.com would be incorporated into the Intuit's Quicken desktop product, and vice versa, as two collaborative aspects of the Intuit Personal Finance team.^[18] Patzer left Intuit in December 2012.^[19]

Controversial practices[edit]

Security[edit]

Mint asks users to provide both the user names and the passwords to their bank accounts, credit cards, and other financial accounts, which Mint then stores in their databases in a decryptable format. This has raised concerns that if the Mint databases were ever hacked, both user names and passwords would become available to rogue third parties. Some banks support a separate 'access code' for read-only access to financial information, which reduces the risk to some degree.^[20][21]

In January 2017, Intuit and JPMorgan Chase settled a longstanding dispute, and agreed to develop software where Chase customers send their data, for financial purposes, to Mint without having Intuit store customers' names and passwords. It was also agreed Intuit would never sell Chase’s customer data.^[22]

See also[edit]

References[edit]

1. ^'Everything You Wanted To Know About Startup Building But Were Afraid To Ask'. TechCrunch. October 7, 2009. Retrieved 2009-10-14.
2. ^'Can Mint be used outside of the U.S.?'. Archived from the original on 2011-01-26.
3. ^Ellis, Blake (December 2, 2010). 'Yodlee no longer powers Mint.com's data aggregation tools'. CNN.
4. ^'Mint.com Now Tracks Cash and Pending Transactions'. Retrieved 2010-04-19.
5. ^ ^ab'Intuit Completes Acquisition of Mint.com'. Intuit. November 2, 2009.
6. ^Martha, Shaughnessy (19 April 2010). 'Using Intuit's Technology Doubles Bank Access, Completes Users' Experience'. Mint.com press release. Retrieved 28 September 2015.
7. ^'What is Mint? Your Financial Life All In One Place'. Mint.com. Archived from the original on December 19, 2010. Retrieved February 24, 2013. Mint has more than 10 million users who know their information is always secure.
8. ^'Mint by the Numbers: Which User Are You?'. Mint.com. Retrieved January 7, 2017. Over this decade, we've grown to include over 20 million users!
9. ^https://help.mint.com/Tracking-Your-Bills/1060777521/Mint-bill-pay-is-no-longer-supported.htm
10. ^Vivek (May 23, 2007). 'MyMint.com acquires Mint.com; raises $5 million'. Startup Squad. Archived from the original on November 8, 2008. Retrieved October 18, 2007.
11. ^Cutler, Kim-Mai (August 12, 2009). 'Mint.com rakes in $14 Million in third round of funding'. VentureBeat.
12. ^Marshall, Matt (October 16, 2007). 'Mint, online money manager, raises $4.7M'. Venture Beat.
13. ^'SEC FORM D'. sec.gov. Retrieved 27 February 2015.
14. ^Kincaid, Jason (August 12, 2009). 'Full Details On Mint's $14 Million Series C Round'. Tech Crunch.
15. ^Arrington, Michael (September 2, 2009). 'Mint is Worth A Mint: $140 Million Valuation'. Tech Crunch.
16. ^'How Mint's SmartSave Savings Engine Works'. Mint.com. October 11, 2007. Archived from the original on February 14, 2008. Retrieved 2008-02-24. Mint does make a small referral fee from advertisers on some offers. That’s what keeps Mint free.
17. ^Arrington, Michael (September 13, 2009). 'Intuit To Acquire (Former TechCrunch50 Winner) Mint For $170 Million'. Tech Crunch.
18. ^'Intuit Completes Acquisition of Mint.com'. The Quicken Blog. November 2, 2009. Archived from the original on May 11, 2010.
19. ^'LinkedIn.com – Aaron Patzer'. Mint.com. Retrieved May 20, 2014.
20. ^'ING Direct Launches 'Read-Only' Access Codes for Financial Aggregation'. 2011-05-26. Retrieved 2013-09-28.
21. ^'Could mint.com be more secure, and if so, how?'. IT Security Stack Exchange. Retrieved 2013-09-28.
22. ^'Chase, Mint reach deal for faster, more securemw-data:TemplateStyles:r999302996'>'Revealed: Mint.com Could Soon Fire Back At Simple With A Debit Card Of Its Own'. TechCrunch. AOL. Retrieved 27 February 2015.
23. 'Mint.com, a Finance Site, Raises $15 Million'. The New York Times. Retrieved 27 February 2015.
24. 'For Mint.com, More Money in the Bank'. The New York Times. Retrieved 27 February 2015.
25. 'What is Mint.com and how has it developed?'. Coinpress.io. Retrieved 19 August 2019.

External links[edit]

Sage X3 is an enterprise resource planning product developed by Sage Group aimed at established businesses.^[1] The product was formerly known as Sage ERP X3 and is available in many of the territories that Sage operate.

The product line which evolved into Sage X3, Adonix X3, was purchased by Sage in 2005. It was renamed Sage ERP X3 and later simply Sage X3. It briefly gained a longer name between 2017 and 2019, Sage Business Cloud Enterprise Management, as part of Sage's Sage Business Cloud offering, before returning to its previous Sage X3 name. Nucleus Research named the product a leader in ERP.^[2]

Sage Business Cloud Accounting and Payroll, formerly Sage One, is also a part of the wider Sage Business Cloud brand but aimed at smaller enterprises.

Adonix history[edit]

In 1979 a French company called Société Parisienne de Micro-Informatique (SPEMI) was founded and they produced accounting software for Sord computers. The software was redeveloped for use on UNIX systems and a custom development tool was developed called Accès aux DONnées sous unIX (ADONIX).^[3] Adonix Entreprise V2 was written on that platform.

Adonix acquired Prodstar and the feature sets of Adonix V2 and Prodstar 2 were merged; this product was named Adonix X3. The first version of the current X3 product was released in 2000. Adonix acquired other firms including Italian ERP vendor Gruppo Formula SPA, the North American GSI Transcomm (formerly known as ADP-GSI Logistics and Distribution) in February 1999 and CIMPRO in December 2002 from MAI Systems leading to an expansion of offices into America.^[4] Sage purchased Adonix in 2005 and continued development of the product adding many features including cloud functionality.

See also[edit]

References[edit]

1. ^'SAGE: Not your typical ERP system'. Business Leader. 8 February 2018. Retrieved 6 May 2019.CS1 maint: discouraged parameter (link)
2. ^'Sage ERP X3 Recognized as a Leader in Nucleus Research Technology Value Matrix for Enterprise Resource Planning, 2012'. Globe Newswire. 14 January 2013. Retrieved 6 May 2019.CS1 maint: discouraged parameter (link)
3. ^Bulman, Michael (27 July 2015). 'The History of Sage ERP X3'. Acuity Solutions. Retrieved 6 May 2019.CS1 maint: discouraged parameter (link)
4. ^'Sage X3 History'. e2b teknologies. 22 August 2017. Retrieved 6 May 2019.CS1 maint: discouraged parameter (link)

Moneydance Compared To Quicken

External links[edit]

Moneydance Support